Financial Planning
- 401(k)/403(b) elections and investment selection
- Budgeting/cashflow management
- Charitable giving
- Education funding
- Open Enrollment elections
- Estate planning
- Insurance analysis (no product placement)
- Medicare planning
- Plan stress testing
- Retirement income/distribution planning
- Retirement funding
- Social Security claiming strategies
- Special Needs planning
Tax Prep / Tax Planning
- After-tax return optimization Backdoor Roths Charitable giving strategies
- Coordination with CPA and/or tax attorneys
- Donor advised funds
- Estate tax planning
- Gifting strategies
- Medicare (IRMAA) threshold management
- NQDC/457 elections & planning
- RMD planning
- Strategic Roth Conversions
- Tax bracket management
- Tax return reviews
- Year-end capital gain distribution planning
Investment Management
- Asset allocation
- Asset location/tax optimization
- Concentrated position hedging
- Options strategies for protection and/or income
- Rebalancing
- Tax Loss Harvesting
Estate Planning
- Intergenerational planning
- Wills trust and estate implementation and education
- Estate planning
- Tax minimization
Equity Compensation Planning
- Award type elections
- Blackout/trading restriction compliance
- Divesting/exit strategies
- Downside protection via publicly-traded options
- Managing/understanding your equity comp plans
- NUA elections
- Tax-free stock swaps
- Tax-mitigation strategies
- Wash Sale avoidance
- Withholding elections
Qualified Plan Management
- 3(38) fiduciary services
- Coordination with TPA/Custodian
- Financial planning services (for participants)
- DIY financial planning & budgeting software
- Educational webinars/seminars (for participants)
- Fee-based plans (i.e. no revenue-sharing)
- Low-cost index funds, ETFs, and mutual funds
- Plan benchmarking and analysis
- Plan design and setup
- Professionally managed portfolios (for participants)
- Risk-mitigation (for employer/plan sponsor)
